Schulze Law

Category: Safety

  • Top Drowning Safety Tips

    Top Drowning Safety Tips

    Warm weather has officially arrived and the summer season is gearing up. With the heat brings the summer fun. There are pool parties, barbecues, camping, road trips, beach days and so much more warm weather activities. Many kids and adults alike will head outdoors to pools, beaches, lakes and parks, or go hiking, biking or boating  with families and friends.

    One extremely popular summer activity is swimming. Swimming is a great way to spend the long and hot days but water can be very dangerous. Being in and around water can be a great time but also a scary situation if the right precautions aren’t put into place.

    Now is the time to get pumped for some of the best times of the year by reviewing some important tips on summer safety and how to protect children from drowning. Remember, summertime means children are often in closer proximity to water and as a result at risk for injury or possibly death from drowning.

    Don’t let the unthinkable happen or wait until it’s too late. Things can change in a moment’s notice and it’s important to stay very aware of children and water. Parents need to stay vigilant and prepared because they often have the tools to keep their children safe.

    The reality is that the 100 days between Memorial Day and Labor Day are the deadliest of the year for children and youths. According to The Centers for Disease Control and Prevention (CDC), from 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day. An additional 332 people died each year from drowning in boating-related incidents. About one in five people who die from drowning are children 14 and younger. It is the second leading cause of death for children in the US under the age of 14. For every child who dies from drowning, another five receive emergency department care for nonfatal submersion injuries.

    If you have or know a child that has been a victim of an injury, please contact the highly skilled personal injury attorneys and staff at Schulze Law. We are equipped and prepared to handle the individuality of each and every personal injury case we represent and offer compassionate, clear counseling and assistance. Accidents and injuries suffered during the summer months can be serious and complex. This includes drowning. Our team can help you and your children receive help when you need it most.

    Summer is synonymous with water activities and sports. Beaches, pools, rivers, reservoirs, and lakes are all popular summertime spots and hangouts. We’re taking a look at The Top Drowning Safety Tips to keep you and your loved ones safe this summer season. We want to educate on how quickly and easily drowning can happen, how preventable it can be and how unfortunately it can be easy to miss.

    1. Learn to swim like a fish!
      Enroll your children in age appropriate swim classes. There are classes designed for ages 6 months all the way up to adulthood. Swim lessons can help set the stage for safety by equipping your child with the technique, knowledge and confidence to navigate the water. According to the American Academy of Pediatrics, most children age 4 and older can learn to swim. Children ages 1 to 4 might be able to learn depending on their physical and emotional development. Learning the basics of swimming can be life saving and to teach children that swimming in an open water is different from swimming in a pool.
    2. Have an emergency plan!
      Make sure everyone in and around you knows how to respond in the wake of an emergency situation. This includes having the appropriate safety equipment available, taking those swim classes we discussed as well as First Aid and CPR courses. CPR can literally save a life. CPR classes are available through many hospitals, community centers, or by contacting the American Red Cross at at 1-800-RED-CROSS or support@redcrosstraining.org. Call 9-1-1 in an emergency.
    3. Get the swimming safety on lock
      According to the CDC, the lack of safety equipment is blamed for over 75% of swimming pool deaths! Get these safety measures put in place and accessories easily accessible:
      *Some of these safety measures will be expanded on below.
    • Install an effective pool barrier and alarms
    • Use swimming pool enclosures
    • Install a fence
    • Bust out the winter safety covers (when in season)
    • First Aid Kit fun
    • Life Jackets
    • Spine Board
    • Life hook
    • Swimming safety ring
    1. Supervise!
      Never leave children unattended near water or if there is any possible chance they can access water. Always be on the lookout because drowning can happen quickly and quietly. Designate an official Water Watcher! This means an adult is given the sole task of supervising the children with zero distractions. They shouldn’t be reading, texting, on social media or playing games on their phone. Children under age 4 should be supervised at arm’s length, even if they can swim. Please don’t rely on air-filled or foam toys, such as water wings, noodles or inner tubes, to keep children safe. Keep an eye on the safety prize.
    2. Keep out!
      Fence it in! Fences can keep out the little ones who wander or roam safe from making it near water. Install a fence at least 4 feet (1.2 meters) tall that separates the pool area from the house and yard. The fence shouldn’t block the view of the pool from outside the fenced area. Avoid fences that children can easily climb. Install self-closing and self-latching gates that open away from the pool area with latches beyond a child’s reach.
    3. Life Jackets
      Have young children or inexperienced swimmers wear U.S. Coast Guard-approved life jackets around water but do not rely on life jackets alone.

    The U.S. Coast Guard Boating Safety Resource Center provides a full list of guidelines and recommendations for choosing a safe life jacket. Some things to know:

    • Make sure it meets safety standards
    • Choose the size based on your kid’s current weight
    • Go bright
    • Get all the right features
    • Put life jackets on, not just near your child
    • Don’t use life jackets as cushions or toys
    • Test it out
    1. Remove toy temptations!
      Keep areas clear of tempting toys and fun when not in use and supervised by a focused adult. Toys can lure children to be near the pool or use the pool when unsupervised. Don’t let a toy cause a tragic situation.
    2. Set safety rules!
      Make sure the entire family is on board with swimming safety rules. Establish the rules, teach the rules and follow the rules. Here are some examples from FamilyEducation.com:
    • Teach your child never to swim anywhere alone.
    • Don’t let kids push or jump on top of someone else in or near water.
    • Walk, don’t run, near pools or docks.
    • Your child should never dive into water unless permitted by an adult who knows how deep the water is.
    • Going down a pool slide head first is a no-no.
    • At the first sign of thunder or lightening, everyone should leave the water.
    • Warn your kids not to pretend to be drowning.
    • Stay away from pool drains, pipes and other openings, etc.
    • Inexperienced swimmers should stay in water less than chest deep.
    1. Don’t drink and supervise!
      Alcohol and water are never a good combination from both a swimming perspective and supervising perspective. Swimming and navigating water requires clear thinking, coordination, and the ability to judge distance, depth, speed, and direction. Alcohol impairs all of these skills. People who are supervising other swimmers should not be using alcohol or drugs due to impairment. Stay on top of your swim supervision game.
    2. Educate yourself on dry and secondary drowning
      Know what to look for. Dry drowning happens when water causes a spasm in the airway. The airway then closes up and affects breathing. Secondary or delayed drowning can happen when water gets into the lungs and builds up over time. After a swim, keep an eye out for changes in your child’s behavior and call your doctor or 911 immediately if you notice the following symptoms: trouble breathing, coughing, fatigue, irritability, chest pain or vomiting.

    There are endless ways to stay aware when it comes to swimming safety. Drowning is a very real, present, and terrible danger. Sadly, it is often very preventable. Please keep the above tips in mind.

    Drowning is swift and silent and it can happen in less than a minute. Kids can drown in just a few inches of water and it happens quickly and silently. It’s scary to read what happens during a drowning but scarier not to understand what happens in order to prevent it from happening. According to Float4life.org, here is the sequence of events during submersion while swimming:

    1. Contrary to popular opinion, the victim does not wave or call for help. Breathing instinctively takes precedence.
    2. Sometimes the victim obtains an upright posture, with their arms extended laterally, thrashing and slapping the water. When this happens it is often mistaken for playing and splashing in the water.
    3. Next the head submerges and surfaces several times during the victim’s struggle for air. In children this can last for up to 10 seconds. An adult may be able to struggle for up to 60 seconds.
    4. Inhalation is prevented only by the involuntary closure of the glottis. Soon after, involuntary gasping occurs for several minutes.
    5. At this point there is swallowing of large amounts of water into the stomach.
    6. Consciousness is lost within 3 minutes. Water is now able to passively enter the lungs.
    7. Finally, cardiac arrythmias, convulsions, spasmodic efforts, and death occur.

    Know what to look for and know how to prevent drowning. It can truly save a life.

    All that said…summer is a blast. There are so many ways to enjoy this special season, but it can also become a very dangerous time of year when things are not done safely and correctly or the proper precautions are in place. If your child has been injured in an accident, discuss your situation with the experienced team at Schulze Law. We understand the intricacies of personal injury law, and we have the experience, expertise and resources to help our clients.

    Happy summer and safe swimming!

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291)

    http://www.uscgboating.org/
    http://www.redcross.org/
    https://www.familyeducation.com/
    http://float4life.org/water-safety/

  • Fire Prevention and Safety Tips

    Fire Prevention and Safety Tips

    Has anyone noticed flags flying at half mast this week? It’s honoring National Fire Prevention week 2017, which is observed in the United States and Canada during the week (from Sunday to Saturday) in which October 9th falls. It’s a perfect time to visit and review fire safety tips and bring awareness to prevention and protection from a potentially devastating and destructive event.

    Is your home safe? Do you and your family members know what to do in case a fire breaks out? Do you have smoke alarms (that are not dismantled after a relentless, beeping, low battery warning)? Have you taken all the precautionary measures possible in order to protect your home, family and pets? We’re here to help by taking a closer look at ways to be prepared in case of a home fire event. Truth is, prevention is key because every second counts in a fire. Seconds can mean the difference between escaping safely from a fire or having a catastrophic outcome occur and having lives end tragically. We know nothing is more important than your family’s safety and there are certainly actions you can take that will assure you’ve done all you can. There is typically very little time in the moment when flames ignite to figure out a plan of action. Preparedness is of highest importance and knowledge is power.

    A home fire is reported every 86 seconds. Over the past several decades, deaths from home structure fires in the United States have steadily gone down – from 5,200 in 1980 to 2,646 in 2015, according to Injury Facts 2017. One death from a preventable fire is one too many. While fire doesn’t discriminate by age, it is the third leading cause of death for children ages 1 to 14. In 2015, 232 children in this age group died from fire and smoke inhalation. Cooking equipment is the leading cause of home structure fires and fire injuries, followed by heating equipment, according to NFPA. Other causes include smoking, electrical problems, children playing with fire and candles.

    We can’t stress enough the value of taking the time and taking simple steps to protect. Fire Prevention Week is important to bring attention to the subject and get people to take action. Don’t wait until it’s too late.

    What is the history behind Fire Prevention Week? In the United States, the first Presidential proclamation of Fire Prevention Week was made in 1925 by President Calvin Coolidge. The National Fire Protection Association (NFPA) continues to be the international sponsor of the week. The Fire Prevention Week commemorates the Great Chicago Fire. On the 40th anniversary (1911) of the Great Chicago Fire, the Fire Marshals Association of North America (FMANA); the oldest membership section of the National Fire Protection Association (NFPA), sponsored the first National Fire Prevention Day, deciding to observe the anniversary as a way to keep the public informed about the importance of fire prevention. In May 1919, when the NFPA held its 23rd annual meeting in Ottawa at the invitation of the Dominion Fire Prevention Association (DFPA), the NFPA and DFPA both passed resolutions urging governments in the United States and Canada to support the campaign for a common Fire Prevention Day. This was expanded to Fire Prevention Week in 1922. The non-profit NFPA, which has officially sponsored Fire Prevention Week since its inception, selects the annual theme for Fire Prevention Week. When President Calvin Coolidge proclaimed the first National Fire Prevention Week on October 4–10, 1925, he noted that in the previous year some 15,000 lives were lost to fire in the United States. Calling the loss “startling”, Coolidge’s proclamation stated: “This waste results from the conditions which justify a sense of shame and horror; for the greater part of it could and ought to be prevented… It is highly desirable that every effort be made to reform the conditions which have made possible so vast a destruction of the national wealth”

    The remembrance and tradition lives on today. According to The White House, President Donald J. Trump Proclaims October 8 through October 14, 2017, as Fire Prevention Week. In his proclamation he says, “Each year, an average 1.4 million fires burn in the United States.  In 2015, fires caused approximately 3,360 deaths and 15,700 injuries. When a fire breaks out, every second counts.  A working smoke alarm can buy the few extra moments necessary to save a life.  A well-conceived and regularly practiced plan can help ensure a safe and orderly fire escape for families.  All Americans should create a fire escape plan and practice it yearly with their families.  We must make sure to teach our children how to escape on their own and make special plans for family members with limited mobility.  The National Fire Protection Association’s Every Second Counts:  Plan Two Ways Out campaign can help your family prepare for home fires. in accordance with Public Law 107-51, the flag of the United States will be flown at half-staff at all Federal office buildings in honor of the National Fallen Firefighters Memorial Service. I call on all Americans to participate in this observance with appropriate programs and activities and by renewing their efforts to prevent fires and their tragic consequences.”

    Are you ready to get prepared?

    According to the National Fire Protection Association, this year’s Fire Prevention Week theme is “Every Second Counts: Plan 2 Ways Out!” It reinforces why everyone needs to have an escape plan. Here’s this year’s key campaign messages:

    • Draw a map of your home with all members of your household, marking two exits from each room and a path to the outside from each exit.
    • Practice your home fire drill twice a year. Conduct one at night and one during the day with everyone in your home, and practice using different ways out.
    • Teach children how to escape on their own in case you can’t help them.
    • Make sure the number of your home is clearly marked and easy for the fire department to find.
    • Close doors behind you as you leave – this may slow the spread of smoke, heat, and fire.
    • Once you get outside, stay outside. Never go back inside a burning building.

    According to Ready.gov, in just two minutes, a fire can become life-threatening. In five minutes, a residence can be engulfed in flames. Let’s dive deeper into learning more and understanding how we can best protect.

    Fire Facts:

    • Fire is very FAST! In less than 30 seconds a small flame can turn into a major fire. It only takes minutes for thick black smoke to fill a house or for it to be engulfed in flames.
    • Fire is very HOT! Heat is more threatening than flames. Room temperatures in a fire can be 100 degrees at floor level and rise to 600 degrees at eye level. Inhaling this super-hot air will scorch your lungs and melt clothes to your skin. Very scary.
    • Fire is very DARK! Fire starts bright, but quickly produces black smoke and complete darkness.
    • Fire is DEADLY! Smoke and toxic gases kill more people than flames do. Fire produces poisonous gases that make you disoriented and drowsy. Asphyxiation is the leading cause of fire deaths, exceeding burns by a three-to-one ratio.

    Before a Fire:

    Create and Practice a Fire Escape Plan

    In the event of a fire, remember that every second counts, so you and your family must always be prepared. Escape plans help you get out of your home quickly.

    Twice each year, practice your home fire escape plan.  Some tips to consider when preparing this plan include:

    • Find two ways to get out of each room in the event the primary way is blocked by fire or smoke.
    • A secondary route might be a window onto a neighboring roof or a collapsible ladder for escape from upper story windows.
    • Make sure that windows are not stuck, screens can be taken out quickly, and that security bars can be properly opened.
    • Practice feeling your way out of the house in the dark or with your eyes closed.
    • Teach children not to hide from firefighters.

    Smoke Alarms

    A working smoke alarm significantly increases your chances of surviving a deadly home fire.

    • Install both ionization AND photoelectric smoke alarms, OR dual sensor smoke alarms, which contain both ionization and photoelectric smoke sensors.
    • Test batteries monthly.
    • Replace batteries in battery-powered and hard-wired smoke alarms at least once a year (except non-replaceable 10-year lithium batteries).
    • Install smoke alarms on every level of your home, including the basement, both inside and outside of sleeping areas.
    • Replace the entire smoke alarm unit every 8-10 years or according to manufacturer’s instructions.
    • Never disable a smoke alarm while cooking – it can be a deadly mistake.

    More Fire Safety Tips

    • Make digital copies of valuable documents and records like birth certificates.
    • Sleep with your door closed.
    • Contact your local fire department for information on training on the proper use and maintenance of fire extinguishers.
    • Consider installing an automatic fire sprinkler system in your residence.

    During a Fire

    • Crawl low under any smoke to your exit – heavy smoke and poisonous gases collect first along the ceiling.
    • Before opening a door, feel the doorknob and door. If either is hot, or if there is smoke coming around the door, leave the door closed and use your second way out.
    • If you open a door, open it slowly. Be ready to shut it quickly if heavy smoke or fire is present.
    • If you can’t get to someone needing assistance, leave the home and call 9-1-1 or the fire department. Tell the emergency operator where the person is located.
    • If pets are trapped inside your home, tell firefighters right away.
    • If you can’t get out, close the door and cover vents and cracks around doors with cloth or tape to keep smoke out.  Call 9-1-1 or your fire department. Say where you are and signal for help at the window with a light-colored cloth or a flashlight.
    • If your clothes catch fire, stop, drop, and roll – stop immediately, drop to the ground, and cover your face with your hands.  Roll over and over or back and forth until the fire is out.  If you or someone else cannot stop, drop, and roll, smother the flames with a blanket or towel.  Use cool water to treat the burn immediately for 3 to 5 minutes.  Cover with a clean, dry cloth.  Get medical help right away by calling 9-1-1 or the fire department.

    After a Fire

    The following checklist is quick reference and guide for you to follow after a fire strikes.

    • Contact your local disaster relief service, such as The Red Cross, if you need temporary housing, food and medicines.
    • If you are insured, contact your insurance company for detailed instructions on protecting the property, conducting inventory and contacting fire damage restoration companies.  If you are not insured, try contacting private organizations for aid and assistance.
    • Check with the fire department to make sure your residence is safe to enter. Be watchful of any structural damage caused by the fire.
    • The fire department should see that utilities are either safe to use or are disconnected before they leave the site.  DO NOT attempt to reconnect utilities yourself.
    • Conduct an inventory of damaged property and items.  Do not throw away any damaged goods until after an inventory is made.
    • Try to locate valuable documents and records.  Refer to information on contacts and the replacement process inside this brochure.
    • Begin saving receipts for any money you spend related to fire loss.  The receipts may be needed later by the insurance company and for verifying losses claimed on income tax.
    • Notify your mortgage company of the fire.

    Prevent Home Fires

    Home fires are preventable! The following are simple steps that each of us can take to prevent a tragedy. Prevention is key.

    Cooking

    • Stay in the kitchen when you are frying, grilling, or broiling food. If you leave the kitchen for even a short period of time, turn off the stove.
    • Wear short, close-fitting or tightly rolled sleeves when cooking.
    • Keep children away from cooking areas by enforcing a “kid-free zone” of 3 feet around the stove.
    • Position barbecue grills at least 10 feet away from siding and deck railings, and out from under eaves and overhanging branches.

    Smoking

    • Smoke outside and completely stub out butts in an ashtray or a can filled with sand.
    • Soak cigarette butts and ashes in water before throwing them away. Never toss hot cigarette butts or ashes in the trash can.
    • Never smoke in a home where oxygen is used, even if it is turned off. Oxygen can be explosive and makes fire burn hotter and faster.
    • Be alert – don’t smoke in bed! If you are sleepy, have been drinking, or have taken medicine that makes you drowsy, put your cigarette out first.

    Electrical and Appliance Safety

    • Frayed wires can cause fires. Replace all worn, old or damaged appliance cords immediately and do not run cords under rugs or furniture.
    • If an appliance has a three-prong plug, use it only in a three-slot outlet. Never force it to fit into a two-slot outlet or extension cord.
    • Immediately shut off, then professionally replace, light switches that are hot to the touch and lights that flicker.

    Portable Space Heaters

    • Keep combustible objects at least three feet away from portable heating devices.
    • Buy only heaters evaluated by a nationally recognized laboratory, such as Underwriters Laboratories (UL).
    • Check to make the portable heater has a thermostat control mechanism, and will switch off automatically if the heater falls over.
    • Only use crystal clear K-1 kerosene in kerosene heaters. Never overfill it. Use the heater in a well-ventilated room.

    Fireplaces and Woodstoves

    • Inspect and clean woodstove pipes and chimneys annually and check monthly for damage or obstructions.
    • Use a fireplace screen heavy enough to stop rolling logs and big enough to cover the entire opening of the fireplace to catch flying sparks.
    • Make sure the fire is completely out before leaving the house or going to bed.

    Children

    • Take the mystery out of fire play by teaching children that fire is a tool, not a toy.
    • Store matches and lighters out of children’s reach and sight, preferably in a locked cabinet.
    • Never leave children unattended near operating stoves or burning candles, even for a short time.

    More Prevention Tips

    • Never use stove range or oven to heat your home.
    • Keep combustible and flammable liquids away from heat sources.
    • Portable generators should NEVER be used indoors and should only be refueled outdoors or in well ventilated areas.

    It is an unfortunate truth that many of us will experience—or know someone who experiences—a catastrophic accident or accidents in our lifetime. This includes house fires. They can quickly become a devastating event. Furthermore, injuries from fires can result from countless scenarios. House fires can be caused by something as simple as a forgotten lit cigarette or a cooking disaster. Don’t let simple mistakes turn into an epic disaster.

    With years of experience behind us, Schulze Law is here for you if you have any questions.

    And, check out our blog on Pet Fire Safety Tips!

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291)

    http://www.nfpa.org/

    https://en.wikipedia.org/

    https://www.whitehouse.gov/the-press-office/2017/10/06/president-donald-j-trump-proclaims-october-8-through-october-14-2017

    http://www.nsc.org/

    https://www.ready.gov/

  • Online Safety Tips

    Online Safety Tips

    Technology is incredible. It can be our best friend and our worst enemy. It can simplify or complicate our lives. For many of us, it would be virtually impossible not to use technology in any given day. Therefore, we rely and depend on its functionality to increase our productivity and its ability to entertain and amuse. It would be hard to imagine our world today without the use of technological advancements and how they play into our everyday lives both personally and professionally. Technology has truly changed our lives and reshapes the way we live it. Some of us love it and some of us are frustrated with it. It can even be a love/hate relationship. This is evident as many people are guilty of being addicted to the internet and social media. That said, it is undeniable that we have seen many benefits of technology as well.  Technology has created a whole new world and brought endless opportunities. Routine tasks have become easier and the workplace has become more efficient. We can get connected with people from different parts of the world. We have information and knowledge at our fingertips. People communicate and interact in new ways. Truth is, there are many pros and cons that are associated with technology,

    One of the most important things to consider in relation to technology is online safety. In today’s digital world, online safety should be of highest concern. There are many things to consider when protecting your online identity, reputation and overall security. From privacy concerns to sexual predators and identity theft, lots of dangers exist on the internet. Children and teenagers need supervision when using the internet and adults need to remain attentive as well. Attention to specific safety concerns, such as sharing your location, photos and personal information, as well as always maintaining a sense of awareness and diligence, will go a long way in protecting yourself and your loved ones.

    By now you’ve most likely heard about the Equifax data breach swirling around the news recently. If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. According to Equifax, here are some of the facts and the steps to take to help protect your information from being misused.

    Unfortunately, cyberattacks and data breaches are facts of life for government agencies, businesses and individuals in today’s digitized and networked world. We’re taking a closer look at protecting your personal information. If your privacy has ever been invaded or you want to keep yourself informed in order to protect your rights–we’ve got you covered.

    According to data from The Pew Research Center, the majority of Americans (64%) have personally experienced a major data breach. A relatively large portion of the public lacks trust in key institutions – especially the federal government and social media sites to protect their personal information

    • 41% of Americans have encountered fraudulent charges on their credit cards.
    • 35% have received notices that some type of sensitive information (like an account number) had been compromised.
    • 16% say that someone has taken over their email accounts, and 13% say someone has taken over one of their social media accounts.
    • 15% have received notices that their Social Security number had been compromised.
    • 14% say that someone has attempted to take out loans or lines of credit in their name.
    • 6% say that someone has impersonated them in order to file fraudulent tax returns.

    Despite these high percentages, many individuals fail to follow cybersecurity best practices in their own digital lives. In an increasingly digital world, an individual’s personal data can be as valuable – and as vulnerable – to potential dangers. We’re providing some clarity about some key cybersecurity topics, terms and concepts in order to protect your personal information. Check it out!

    Personal information is any information or combination of information that allows an individual to be identified. Personal information is used by many businesses for legitimate communication. However, this is not always the case and some personal information can be misused by criminals or inappropriately by marketers.

    What is my personal information? Your personal information may include:

    • full name
    • address
    • phone numbers
    • school
    • date of birth
    • email address
    • username and password
    • bank details

    What might happen if I share my personal information online?

    • Spam, scams, identity theft and fraud are just some of the more serious issues that you might face if you are sharing personal information online.
    1. Create Complex Passwords
    • We know you’ve heard many times, but creating strong, unique passwords for all your critical accounts really is the best way to keep your personal and financial information safe. This is especially true in the times we live in of widespread corporate hacks, where one database breach can reveal tens of thousands of user passwords.
    • Select passwords carefully. When creating passwords there are some definite dos and dont’s.

    Do:

    • make it at least eight characters in length
    • combine letters, numbers and upper and lower-case letters
    • change your password regularly

    Don’t

    • use pet names, birthdates, family or friends’ names
    • share passwords with others, even with friends
    • store them on the device
    1. Only access accounts from secure locations
    • Make sure that your connections are secure. At home or work, you most likely use a password-protected router that encrypts your data. But on the road, you might be tempted to use free, public Wi-Fi. The problem with public Wi-Fi is that it is often unsecured. This means it’s relatively easy for a hacker to access your device or information. If you’re on the road frequently, you may consider investing in a Virtual Private Network (VPN). A VPN is a piece of software that creates a secure connection over the internet, so you can safely connect from anywhere.
    1. Use two-factor authentication whenever possible
    • Two-factor authentication adds another layer of security when logging into a website, including e-mail, banking, or other websites. Some websites, such as Google, will text you a code when you login to verify your identity, while others have small devices that you can carry around to generate the code.  Authenticator apps are also available on most smartphone platforms. Look into the various settings of your banking, shopping, and e-mail hosts for options.
    1. Keep your tech updated
    • Although it may seem like a hassle, by downloading the latest version of your computer or phone operating system, browser, and apps you will insure that you’ve got the most current security measures in place.
    1. Check your credit reports
    • Checking your three free credit reports each year is a relatively simple way to see whether your credit profile is being used without your knowledge. If you discover potential signs of fraudulent activity on your credit report, call the credit bureau and your credit card issuer to find out the extent of the damage and put a stop to any further fraud.
    1. Sign up for credit monitoring if you think you’ve breached
    • If a retailer notifies you of a breach of their system in which your information may have been accessed, they’ll probably also offer you a year of free credit monitoring services, which will run your credit reports, look out for new accounts, and monitor for other flags like a change of address.

    *This has occurred in the latest Equifax breach.  According to the Equifax site, whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until November 21, 2017 to enroll.

    7. Reduce spam by protecting your details. Spam can be reduced by:

    • limiting disclosure of email addresses and mobile numbers
    • installing and using spam filtering software
    • checking the terms and conditions when purchasing products, entering competitions or registering for services or email newsletters
    • not allowing contact details to be used for marketing purposes (making sure you check the opt out box)
    • boosting online security to limit spam.
    1. Practice safe surfing, shopping and subscribing that require personal information
    • When shopping online, or visiting websites for online banking or other sensitive transactions, always make sure that the site’s address starts with “https”, instead of just “http”, and has a padlock icon in the URL field. This indicates that the website is secure and uses encryption to scramble your data so it can’t be intercepted by others. Also, be on the lookout for websites that have misspellings or bad grammar in their addresses.
    1. Use Security Software
    • Install anti-virus software, anti-spyware software, and a firewall. Set your preference to update these protections often. Protect against intrusions and infections that can compromise your computer files or passwords by installing security patches for your operating system and other software programs.
    1. Don’t Overshare on Social Networking Sites
    • Almost everyone is one some type of social media or social networking site these days. If you post too much information about yourself, an identity thief can find information about your life, use it to answer security questions on your accounts, and get access to your money and personal information. Consider limiting access to your networking page to a small group of people. Never post your full name, Social Security number, address, phone number, or account numbers in publicly accessible sites.

    As a general rule, always keep your guard up. Always be cautious about what you do online, which sites you visit, and what you share. Use comprehensive security software, and make sure to backup your data on a regular basis in case something goes wrong. By taking preventative measures, you can save yourself from major headaches and keep you and your loved ones safe.

    Schulze Law can help answer any questions or concerns regarding your privacy and safety. Contact us today if you need assistance with understanding the legality of online safety or how to take action against defending your confidentiality. Here’s to online surfing…safely!

    Resources:
    https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do
    https://www.consumer.ftc.gov/
    http://www.pewresearch.org/

  • Pet Fire Safety Tips

    Pet Fire Safety Tips

    Pets are like family. Every animal enthusiast understands the special bond, deep connection and unconditional love that exists between a pet and their owner. To the animal lovers of the world, it is a relationship we can’t imagine life without. Life is full of celebrations and struggles and pets are the most loyal and caring companions to go through the good times and bad times with. They’re truly man’s best friend.

    In fact, two thirds of Americans live with an animal, and according to a 2011 Harris poll, 90 percent of pet owners think of their dogs and cats as members of the family. Among pet owners, seven in 10 have a dog (69%), half have a cat (51%), one in 10 have a fish (11%), and less than one in 10 pet owners have a bird (7%) or some other type of pet (8%).

    Having an animal is extremely rewarding and beneficial. According to the CDC, pets can decrease your blood pressure, cholesterol levels, triglyceride levels, and feelings of loneliness. Pets can also increase your opportunities for outdoor exercise and activities, while providing chances and openings for socialization. Studies have shown owning a pet helps with people’s overall emotional and mental well-being. Many owners feel less lonely, stressed, afraid, depressed, anti-social and much more. While the positives are tremendous, it also takes a significant amount of work, effort and awareness. While pets are loving additions to your family and home, there are many things to take into consideration in order to manage them well. All pets require time, money, and love along with the specific needs of each animal and breed. But, ask any owner and they would likely do anything for their pet. For devoted pet owners, their furry friends are beloved members of the family with whom they share a mutually beneficial relationship.

    Pets manage to bring so much joy into our lives. They make us smile and laugh, comfort us when we’re sad or sick, and are always there for us no matter what. We need to always be there for them in return by providing them the safety and protection they deserve. One of the signs of a responsible and skilled pet ownership is the ability and knowledge in providing safety measures and planning and preparing for unexpected emergencies.

    One of the things pets need protection from is fires and injuries and illnesses related to hot weather including heat stroke, sunburn, and burns. An estimated 500,000 pets are affected annually by home fires. Nearly 1,000 house fires each year are accidentally started by the homeowners’ pets, according to a new data analysis by the National Fire Protection Association. The American Kennel Club® and ADT Security Services have joined forces for the annual National Pet Fire Safety Day to spread awareness about how pets can start home fires and more importantly how to prevent them. The special day commences on July 15th, but remember that pets need protection every day.

    Fires can be devastating and destructive. Simple protective measures and awareness can be the difference between life and death. As loved and valued family members, it makes sense to include your pet in fire prevention plans and rescue alerts in case a fire strikes.

    In honor of National Pet Fire Safety Day, here are tips from The AKC and ADT to protect your pet and ways to provide escape and rescue:

    Prevent your pet from starting fires

    Extinguish open flames – Pets are curious creatures and will investigate cooking appliances, candles, or even a fire in your fireplace. Ensure your pet is not left unattended around an open flame and make sure to thoroughly extinguish any open flame before leaving your home.

    Remove stove knobs – Be sure to remove stove knobs or protect them with covers before leaving the house. According to the National Fire Protection Association, a stove or cook top is the number one piece of equipment involved in your pet starting a fire.

    Invest in flameless candles – These candles contain a light bulb rather than an open flame, and take the danger out of your pet knocking over a candle. Cats are notorious for starting fires when their tails turn over lit candles.

    Beware of water bowls on wooden decks – Do not leave a glass water bowl for your pet outside on a wooden deck.  The sun’s rays, when filtered through the glass and water, can actually heat up and ignite the wooden deck beneath it. Choose stainless steel or ceramic bowls instead.

    Keep your pets safe

    Keep Pets Near Entrances When Away From Home – Keep collars on pets and leashes at the ready in case firefighters need to rescue your pet.  When leaving pets home alone, keep them in areas or rooms near entrances where firefighters can easily find them.

    Secure Young Pets – Especially with young puppies, keep them confined away from potential fire-starting hazards when you are away from home such as in crates or behind baby gates in secure areas.

    Since Pets Left Alone Can’t Escape a Burning Home – Consider using monitored smoke detectors which are connected to a monitoring center so emergency responders can be contacted when you’re not home. These systems provide an added layer of protection beyond battery-operated smoke alarms.

    Set-up a Pet Alert Window Cling – Write down the number of pets inside your house and attach the static cling to a front window. This critical information saves rescuers time when locating your pets.  Make sure to update the number of pets listed.

    Planning for unexpected emergencies like home fires and taking the above precautions could mean a world of difference for you and your furry friends. We encourage you to learn the simple tips and techniques and implement ways to keep everyone safe from danger.

    Along with fires, pets need protection from other heat related illnesses and injuries. Especially when the warmer weather ramps up and summer is in full effect, pet owners need to keep their beloved animals safe. As the temperature increases, so does the number of heat stokes, sunburns and other types of burns. The heat-related injury or death of a beloved pet is a tragic, and in most cases, a completely preventable situation.

    Here are some hot weather tips for your pet:

    1. When the temperature is high, make sure your pets have a shady place to get relief from the sun, be careful to not over-exercise them, give them access to cool water to drink, and keep them indoors when it’s extremely hot.
    2. Know the warning signs. According to the ASPCA, symptoms of overheating in pets include excessive panting or difficulty breathing, increased heart and respiratory rate, drooling, mild weakness, stupor or even collapse. They can also include seizures and vomit along with an elevated body temperature of over 104 degrees. Animals with flat faces, like Pugs and Persian cats, are more susceptible to heat stroke since they cannot pant as effectively. These pets, along with the elderly, the overweight, and those with heart or lung diseases, should be kept cool in air-conditioned rooms as much as possible.
    3. Never, ever leave your pet parked in a car. The vehicle can become like a steaming hot oven within minutes and become a fatal situation fast. In fact, leaving pets unattended in cars in extreme weather is illegal in several states.
    4. Give your pet a summer style and skin regimen. A lightweight summer haircut helps prevent overheating. Shave down to a one-inch length, but never to the skin, so your dog still has some protection from the sun. Brushing cats more often than usual can prevent problems caused by excessive heat. Be sure that any sunscreen or insect repellent product you use on your pets is labeled specifically for use on animals.
    5. Keep your pet safe from hot surfaces and keep walks at a minimum when the temperatures soar. Hot asphalt and cement can cause burning on sensitive feet and paws.
    6. Keep them safe during summer celebrations. Certain foods and drinks can be poisonous for pets and fun celebratory activities can be dangerous. Exposure to lit fireworks can potentially result in severe burns or trauma to curious pets and even unused fireworks can be hazardous.

    Please seek immediate medical attention if your pet is showing signs or suffering from a heat related injury. Time is of the essence in these cases and can mean a life or death situation. Fast action can protect your pet and precautionary measures can prevent danger.

    Pets are protective by nature to their owner and loved ones. Responsible and capable owners must reciprocate by providing protection in return from excessive heat and fire risks.

    Happy summer and National Pet Fire Safety Day! Don’t forget to have fun and enjoy life and special times with your pets and loved ones! Remember to make every day pet and animal safety day.

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291)

    Resources:
    http://www.akc.org/
    https://www.cdc.gov/
    http://pets.webmd.com/

  • Avoid These Summer Injury Risks for Kids

    Avoid These Summer Injury Risks for Kids

    When the weather heats up, so do the fun times and activity levels. The summer season is officially in gear and so are school vacations. This means pool parties, barbecues, camping, road trips, beach days and so much more warm weather amusement. For many kids, when that last school bell rings until fall, it’s their favorite time of year. School work is put on hold and the carefree fun of summer is in full swing. Kids will head outdoors to pools, beaches, lakes and skate parks, or go hiking or biking with families and friends. It’s a perfect time to celebrate by reviewing some important tips on summer safety and how to protect children from common injuries that happen this time of year. Remember, summertime means children are outside playing, and as a result, are getting injured more often.

    In 2012, some 13,804 children ages 1-17 died nationwide, 6,941 from unintentional injury, homicide or suicide. Many in of these deaths occurred in summer, according to The National Center for the Review and Prevention of Child Deaths (NCRPCD).

    The reality is that the 100 days between Memorial Day and Labor Day are the deadliest of the year for children and youths. Drownings, vehicle and pedestrian accidents, falls while hiking, bike crashes and other warm-weather calamities that result in serious injuries and deaths rise during this time. It’s a dark side of summer that emergency rooms, doctors, first responders, search and rescue teams and parents need to be prepared for.

    According to a 2013 report from The Journal of Pediatrics, injuries that parents can prevent, are the leading cause of death in children. More than 30 children die every day in the United States. And those who don’t die from their injuries still account for 9.2 million medical visits by children every year. Whoa. These are staggering statistics.

    If you have or know a child that has been a victim of an injury, please contact the skilled personal injury attorneys and staff at Schulze Law. We are equipped to handle the individuality of each and every personal injury case we represent and offer compassionate, clear counseling and assistance. We are there for victims and their families when they need support the most. Accidents and injuries suffered during the summer (and any time of year) can be serious and complex. Our team can help you and your children.

    If you are planning any summer activities or excursions, we encourage you to have fun and be safe. By staying alert and aware of common injuries and accidents, you and the children in your life can avoid spending precious summer moments in the hospital or doctors office. Safety comes first and please practices care and caution. Parents need to stay vigilant and prepared because they often have the tools to keep their children safe.

    Here are some common summer injury risks for kids:

    1. Drowning

    Summer is synonymous with water activities and sports. Beaches, pools (don’t forget kiddie pools!), rivers, reservoirs, and lakes are all frequent summertime spots and hangouts. Water is always potentially dangerous and kids need constant supervision. A combination of knowing how to swim, using life jackets and being under a watchful eye will help minimize the risk of children drowning. Remember, drowning doesn’t always look like what you’d expect, either. It is often silent and the person may look like he/she is simply bobbing in the water.

    According to The Centers for Disease Control and Prevention (CDC), from 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day. An additional 332 people died each year from drowning in boating-related incidents. About one in five people who die from drowning are children 14 and younger. For every child who dies from drowning, another five receive emergency department care for nonfatal submersion injuries.

    Check out our blog on Tips to Avoid Boating Accidents and Injuries here.

    Drowning is a very real, present, and terrible danger. Sadly, it is often very preventable. Believe it or not, the minimum depth of water that a child or infant can drown in is only 2 inches.

    Please do not let absent-mindedness, negligence or failure to use safety measures and procedures claim another life.

    1. Car Accidents

    Car rides and road tripping are very common in the summer. More people on the roads is equal to more accidents and injuries. Just think of the traffic and backups getting on and off Cape Cod or the parking lot otherwise known as 93!

    Motor vehicle crashes are the most deadly incident for teens and children. The all-ages death toll is nearly twice as high in summer, which has prompted a national “100 Deadly Days” campaign. According to AAA, the span between Memorial Day and Labor Day poses the greatest risk to children and teens. In the United States, 2,333 teens ages 16-19 were killed and more than 221,313 were treated for injuries from crashes in 2015, according to the Centers for Disease Control and Prevention. More than 1,600 children younger than 15 died in vehicle crashes.

    Some of the biggest factors involved in vehicle fatalities are not using seat belts; drivers who are impaired by alcohol or drugs; aggressive driving; motorcycles; pedestrians; and drowsy driving and distracted driving.

    Kids themselves can be very distracting. “Are we there yet?”…. But, the driver has the responsibly to stay safe and focused in order to minimize the chance of accident or injury. The biggest precautions are seat belts. They save lives and prevent injuries in crashes. Make sure everyone is properly restrained in the vehicle and in the suitable car seats or booster seats or seat belts. Child safety seats cut fatal injuries by 71 percent for the littlest passengers, under age 1, and by 54 percent for those to age 4. Booster seats protect children ages 4-8, but the National Transportation and Safety Administration says just six percent of children in the age group and 40-80 pounds weight class use one.

    Don’t let a fun, family road trip become deadly.

    1. Bikes, Scooters, Skateboards or Skate Accidents

    According to The Safe Kids Organization, nationwide, every hour, about 50 children visit emergency departments for injuries resulting from bikes, scooters, skateboards or skates. They include serious head injuries and lots of fractures. Four in 10 kids, ages 5-14, don’t wear helmets each time participate in these types of activities or sports. About one-third of bicyclists in a crash wore a helmet. The organization says 98 kids died riding bicycles in 2014, but nearly a quarter million needed emergency department care. More than 26,000 were treated for related traumatic brain injuries. Meanwhile, 84,000-plus children were injured skateboarding and another 59,300 were hurt skating.

    Helmets and safety gear is an absolute must whilst biking, scooting or skating. Wearing a helmet and protective gear should be an automatic habit and parents should teach kids safety skills in order to potentially save lives. This article from Johns Hopkins Medicine is highly informative and a good read regarding statistics and safety.

    1. Burns and Heat

    Campfires and s’mores. The 4th of July and fireworks. Weekends and barbecues. Beaches and sun tanning. These all go hand in hand with summertime. But flames and heat (of any type) are not always kid friendly. According to a 2013 report from The Journal of Pediatrics, fire-related injuries are responsible for 9.1 percent of unintentional deaths among kids worldwide. Burns from campfires, fireworks, sparklers and barbecues can be dangerous and deadly.

    Other heat related risks include heat stroke, heat exhaustion, sunburn and being left in a hot car. The CDC’s review of l,636 child-vehicle deaths over 14 years found 53 percent were “forgotten” by a caregiver, 29 percent were children playing in a vehicle and 17 percent were left there intentionally by an adult. A SafeKids.org survey found nearly one-fourth of parents with a child younger than 3 has forgotten the child in a car.

    Tips from The American Red Cross include hydrating during hot-day activities to combat heatstroke and exhaustion. Don’t overeat, which revs metabolism. Dress appropriately in clothing that breathes, use the right degree of sunscreen and reapply it often.

    Other precautions include having water around so a fire can be put out immediately. Use glow sticks in exchange for sparklers. Don’t let kids play around barbecues or campfires, where a loss of footing or balance could equal a disaster. Leave something else like a purse or shoe next to your child or infant so you remember not to leave the vehicle without them.

    In general, be cautious, aware, thoughtful, observant and safe. Burns can be life changing, if not deadly.

    1. Insect Bites

    Once the weather heats up, the insect population rises along with it. Mosquitoes, ticks and bees are some of the bugs to look out for and protect your children against.

    Avoid mosquitoes: The CDC reports there were more than 700 cases of West Nile virus in the U.S. in 2011, resulting in 43 deaths. According to the CDC, symptoms of West Nile virus include fever, headache, tiredness, body aches, and in some cases, skin rash and swollen lymph glands.

    Avoid ticks: The CDC describes the symptoms of Lyme disease as fever, headache, fatigue, and a characteristic skin rash called erythema migrans, which forms in the shape of a bull’s eye. According to the CDC, Lyme disease can also affect joints, the heart and the nervous system if left untreated.

    Avoid bees and hornets: Stinging insects send more than half a million people to the emergency room every year. Young children, the elderly and especially those with allergies are most at risk.

    Use protective bug sprays and repeat when necessary. Check for allergic reactions. Be aware of serious insect and bug borne illnesses.

    All that said…summer is a blast! Warm, sunny afternoons by the pool, campfires and cookouts with family and friends, a family road trip and boat rides at the beach. Ahhh, the sacred rituals and joys of childhood summer.  There are so many ways to savor the season, but it can also become a very dangerous time of year when things are not done safely and correctly or the proper precautions are in place. Scrapes, bruises, cuts, burns, and other injuries can be dangerous and harmful. If your child has been injured in an accident, discuss your situation with the experienced team at Schulze Law. We understand the intricacies of personal injury law, and we have the experience, expertise and resources to help our clients.

    Happy Summer! Don’t forget to have fun and enjoy this special time with your kids and loved ones!

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291)

    Resources:
    https://www.safekids.org/
    http://www.hopkinsmedicine.org/
    https://www.cdc.gov/
    https://www.care.com/

  • Tips To Avoid Boating Accidents and Injuries

    Tips To Avoid Boating Accidents and Injuries

    With so many miles of gorgeous coastline, New England is an excellent place to spend the summer and warmer months on the water. With the “unofficial” start to summer having just kicked off and many summer activities and adventures ahead, lots people will be enjoying fun times on the water. Also, National Fishing and Boating Week is taking place June 3-11th. The event highlights the importance of recreational boating and fishing. It’s a perfect time to celebrate by reviewing some important tips on boating safety and how to avoid injuries.

    Boating can be a blast, but it can also become very dangerous when not done correctly. Boating accidents can be very tragic and happen more than many people realize. According to The American Boating Association, in 2015, the Coast Guard counted 4,158 accidents that involved 626 deaths, 2,613 injuries and approximately $42 million dollars of damage to property as a result of recreational boating accidents. Almost all the causes of boating accidents are based on negligence.

    The top five contributing factors to boating injuries and deaths in 2015 were:

    • Use of alcohol.
    • Operator inattention.
    • Inexperienced boat operator.
    • Excessive speed.
    • Improper lookout.

    Massachusetts is lucky enough to have a beautiful, expansive coastline and lots of accessibility to the water. Unfortunately, accidents do occur. The Coast Guard reports that in 2015 in Massachusetts, there were 89 reported boating accidents. In 2015, five people were killed and another 37 were reported to have been injured.

    See here for more eye opening statistics.

    Boat operators and passengers can actively do their part to try to prevent injuries and fatalities that can happen as a result of boating accidents. Boat operators have a duty to safely and securely operate their boats. If an operator fails to comply with this duty and acts negligently, they are liable for the damages to any injured person or to the surviving family members of those who were injured or killed.

    The laws protect victims in personal injury accidents that are caused by a negligent lack of due care. This means, boat operators owe a duty to those they injure on their property (boat). This liability is also applicable to passengers who participate in reckless or dangerous behavior and obstruct the safe operation of a boat.

    If you have been a victim of a boating accident, please contact the skilled personal injury attorneys and staff at Schulze Law. We are equipped to handle the individuality of each and every personal injury case we represent and offer compassionate, clear counseling and assistance. We are there for victims and their families when they need support the most. Accidents and injuries suffered due to a boating accident can be serious and complex. Our team can help you.

    If you are planning any boating excursions, we encourage you to have fun and be safe. By following some simple tips, you can avoid adding to the alarming accident statistics. Safeties comes first and please practice care and caution when boating or participating in water activities.

    Here are some of our top tips to avoid boating accidents and injuries:

    1. Get Training and Take Boating Safety Courses

    One of the best ways to learn how to efficiently operate a boat in the safest manner is to get proper training and take boating safety courses. According to The US Coast Guard, 71% of deaths occurred on boats where the operator had not received boating safety instruction. Only 15% percent of deaths occurred on vessels where the operator had received a nationally-approved boating safety
    education certificate. Keep yourself up to date on the newest and safest procedures and techniques for operating a boat. The more experience and knowledge you have, the better you’ll be a making decisions and navigating challenging situations. It could make or break a life or death situation.

    Many boating safety courses are offered throughout the country, for all types of recreational boaters, and for boaters of all ages. Here is a list of courses. Courses cover many aspects of operational and boating safety, from boat handling to reading the weather, and from a “Water ‘N Kids” class to courses for boaters who want to learn electronic navigation skills. See here for The Official Boating Handbook of the Massachusetts Department of Natural Resources – Web Version.

    Get trained!

    1. Have Safety Equipment On Board

    There should be life jackets, flotation devices, a first-aid kit and emergency supplies. As well as boat lights, a fire extinguisher and an anchor should also be aboard every vessel.

    The U.S. Coast Guard reports, where cause of death was known, 76% of fatal boating accident victims drowned. Of those drowning victims with reported life jacket usage, 85% were not wearing a life jacket.

    According to Boat-Ed.com, all vessels must be equipped with U.S. Coast Guard–approved life jackets, called personal flotation devices (PFDs). The quantity and type depend on the length of your vessel and the number of people on board and/or being towed. Each PFD must be in good condition, be the proper size for the intended wearer, and very importantly, be readily accessible! Readily accessible means you must be able to put the PFD on in a reasonable amount of time in an emergency (vessel sinking, on fire, etc.).

    In Massachusetts, children under 12 must wear life jackets. The only exception is when they are below deck.

    1. Be Prepared For An Emergency

    Preparation, prevention and practice are key. Out on the water, being ready to handle an emergency situation is one of the most essential aspects of boating safety. Do you know what to do and how to best respond if your boat is sinking, a passenger falls overboard, your boat catches fire, or stops running? Having a plan for an emergency situation along with a clear, rational mindset is very important. Although things can happen in a moment’s notice, it’s best to have policies in place and know how to execute them should a situation arise.

    1. Watch the Weather

    Monitoring the forecast is critical to boating safety because the weather can often change quickly, leaving boaters and passengers in a dangerous position if unprepared. There are many threats such as fog, winds, rough waters and thunderstorms. The National Weather Service recommends that if you’re already out on the water and observe storms or other inclement weather, to return to land or seek shelter as soon as possible. If you can’t return to land, it’s best to stay inside the cabin and avoid touching metal or electrical devices. If your boat doesn’t have a cabin, stay as low as possible in the boat.  Whenever possible, we encourage you not to boat in bad weather.

    The Coast Guard suggests watching for these signs that may indicate a change in weather:

    • A sudden drop in temperature.
    • Increasing wind or sudden change in wind direction.
    • Flashes on the horizon.
    • Flat clouds getting lower and thicker.
    • Heavy static on your AM radio, which can be a sign of nearby thunderstorms.
    1. Don’t Speed

    Avoid excessive and dangerous speed. Speed is one of the top contributors to boating injuries and fatalities. As with operating any vehicle, you should obey the speed limits and follow regulations on the water. Don’t increase your chances of an accident by going faster than you or your boat can handle. Follow all signs and buoys for speed and direction when operating your boat.

    1. Don’t Drink and Boat

    Alcohol and boating don’t mix!  It’s both against the law and dangerous to operate a boat while intoxicated. Drunken passengers also run a higher risk of falling overboard and hurting themselves or even drowning. Drinking while boating is extremely dangerous. Your motor skills are impaired and your ability to effectively operate the vehicle is reduced.

    According to the U.S. Coast Guard, alcohol use is the leading known contributing factor in fatal boating accidents; where the primary cause was known, it was listed as the leading factor in 17% of deaths. Boating under the influence increases the odds of a boating fatality by 34 percent.

    If you are ever stopped by the coast guard and caught drinking and driving a boat, contact The Team at Schulze Law to assist you.

    1. Report Boating Accidents

    In the unfortunate case an accident occurs, it is important to handle the situation legally. Federal law requires the boat operator to submit a casualty or accident report to the State reporting authority. In Massachusetts, The Federal law requires boaters to comply with all federal reporting laws and to report accidents to a state or Commonwealth reporting agency when one of the following occurs:

    • A person dies.
    • A person disappears from the vessel under circumstances that indicate death or injury.
    • A person is injured and requires medical treatment beyond first aid.
    • Damage to vessels and other property totals $2,000 or more.
    • There is a complete loss of any vessel.

    You can find boating accident reports here.

    1. Pay Attention and Avoid Reckless Behavior

    Although it may seem obvious, any risky action or lack of attention can be detrimental to boating safety. Turns out, operator inattention is one of the leading causes in boating deaths and injuries. There can be lots of things competing for your attention whilst navigating a vessel. Keep your eyes on the water and engage in safe boating operations. Don’t be distracted by passengers or other diversions.  Stay focused on the boat’s movements and direction, water and weather conditions, other boats and your surroundings. Pay attention to what matters and limit distractions. Furthermore, reckless behavior can be very risky. Although we encourage fun and enjoyment, don’t be put yourself in danger. Reckless and risky conduct can equate to negligent behavior.

    Boating can be an extremely enjoyable and fun activity, but it can also become very dangerous when not done correctly or the proper precautions are in place. If you or a loved one has been injured in a boating accident, you have rights and may be entitled to compensation. Consulting an experienced catastrophic injury lawyer to represent you can make a world of difference and help you recover damages. If you’ve been injured in a boating accident, discuss your situation with the experienced team at Schulze Law. It is our goal that you are fairly compensated for any injuries you have sustained. We understand the intricacies personal injury law, and we have the experience, expertise and resources to help our clients.

    Don’t forget to have fun and enjoy the beauty of the water!

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291)

    References:

    https://americanboating.org/
    https://www.uscgboating.org/library/accident-statistics/Recreational-Boating-Statistics-2015.pdf

  • Top Ten Motorcycle Safety Tips

    Top Ten Motorcycle Safety Tips

    Motorcycles can be fun, thrilling and give the rider a heart pounding burst of extreme adrenaline. Our lead attorney, Marc, knows the thrill first hand! But, with that excitement there are also high risks and potentially dangerous accidents & injuries. In fact, the National Highway Traffic Safety Administration estimates that motorcycle deaths occur 26 times as often as auto fatalities and nearly half of all motorcycle deaths are the result of single-vehicle crashes. When you travel in a car or truck, you are protected by the automobile itself, as well as seat belts, air bags, and other standard safety features. That’s not the case with a motorcycle, so you are significantly more vulnerable. Don’t let the odds stack against you. Cruising the streets on a bike can be both exhilarating and safe.

    Many motorcycle enthusiasts experience and enjoy a lifetime of riding a bike without injury. The key to optimizing your odds is that it is essential to be prepared and avoid risks. Once your awareness increases, the chance for potential danger decreases. Although no form of transportation is ever 100%, take responsibility for your actions and use your own decisions, power and control to navigate on the roads.

    1) Wear protective gear and dress for safety. Prioritize wearing clothing that will provide protection. Consider all the elements you may encounter including the weather, bugs and insects or animals and road conditions such as debris and any random objects. You’ll want to avoid road rash or injuries if there’s an accident or if you need to slide out.

    • Wear a high quality helmet and use effective eye protection, such as a helmet visor or goggles. The bike’s windshield or glasses will not permit sufficient safety precautions. According to the Centers for Disease Control and Prevention (CDC), helmets reduce the risk of head injury by 69 percent. What’s more, helmets reduce the risk of death from a motorcycle accident by 37 percent.
    • Wear bright clothing and a light-colored helmet. Drivers that hit motorcyclists often report not seeing them, so make sure you are as visible as possible.
    • Wear leather or other thick, reinforced jacket, gloves, full length pants and over-the-ankle footwear (regardless of season or temperature). You can purchase specialty jackets with padding and breathable mesh material that will simultaneously provide protection and ventilation for riding in warmer weather.
    • Keep in the forefront of your mind that the only thing separating you and the road is your protective clothing and gear.

    2) Be visible and ride defensively. A recent study revealed that in collisions involving a motorcycle and a car, car drivers were at fault 60 percent of the time. Stay extra aware and alert, especially in this age where there are so many distractions on the roads. Drivers using phones, GPS systems and texting are not using the safety measures that provide optimal road safety precautions.

    • Remember that motorists often have trouble seeing motorcycles and they may have a slower reaction time. You can enhance your visibility by using reflective strips or decals on your clothing and bike, by always turning on your headlight and by flashing your brake light while you are slowing down or prior to stopping.
    • Be aware of blind spots. Cars and trucks have blind spots and don’t always use their mirrors or check their surroundings. Do not drive your bike in areas that don’t let motorists see you. If you suspect that a motorist doesn’t know you are there, use your horn to give them warning.
    • Keep an eye out and use defensive operating skills to help you anticipate or react to other operators. Watch for cars changing lanes, pulling out from side streets and vehicles slowing down or speeding up. Use proper driving techniques: don’t tailgate, don’t speed, and keep a safe distance from other motorists as to ensure you have enough stopping distance and so you have time to react to obstacles in the road.

    3) Avoid bad weather or inclement conditions. Rain, wind, snow, ice or any slippery conditions greatly increase your margin for error. Abstain from hopping on your bike during any weather that limits your visibility and decreases your safety.

    • Slick roads can reduce your tires’ grip on the road, which can make cornering and navigating much more difficult.
    • If you find yourself caught in bad weather or it’s completely unavoidable to ride in poor weather conditions, be sure to take precautions and avoid making sudden maneuvers.
    • Be particularly gentle with the brakes, throttle, and steering to escape sliding. If you’re riding in strong winds, be anticipatory of the potential push from the side by moving to the side of the lane the wind is coming from. This technique will allot for some leeway in the lane, should the wind gusts sway you.

    4) Watch for road hazards and try to steer clear. Since motorcycles have less contact with the pavement and are smaller in size and less stable than a car, objects and road conditions are more dangerous for bikes.

    • Be cognizant of sand, leaves, pebbles, bumps, potholes, dead animals, slippery conditions, uneven roads and any other unexpected objects or inconsistencies that could have a negative effect on you and your bike.
    • Any irregularity in road conditions can cause a motorcycle to slide unexpectedly or result in an accident. Remember that things that would not be significantly noticeable in a car, can conversely be a serious danger or threat for a motorcyclist.
    • If you can’t avoid a hazard or you notice it too late, safely slow down as much as possible before making contact.

    5) Always look where you want to go. Your motorcycle will go in the direction you are looking.

    • For example, if you’re looking at a curb then you’re liable to hit it.
      • If traffic in front of you suddenly stops and you’re staring directly at the bumper, you may become part of it.
    • Focus on looking for clear, open spots, looking through turns and keep your gaze in an observant manner. Stay aware of your surroundings and maneuver your bike safely.

    6) Practice, Practice, Practice! The more experienced a rider becomes, the better they will be at navigating the roads.

    • A seasoned motorcyclist will anticipate what is occurring around them faster, be able to negotiate proper techniques and adapt to any hazards or surprises they encounter.
    • Ride with those who are near or slightly above your experience level. Don’t attempt to hit the roads with riders that will operate in speeds greater than what you are comfortable with or who plan on riding on roads that you are unfamiliar with. Learn from bikers that have more experience than you, but make sure they are aware of your level and skills.
    • The best thing to gain better judgement, safety, skills and experience is with practice.

    7) Get proper training. Professional training is essential in becoming a skilled and knowledgeable rider. Without a doubt, professionally delivered training can make you a better rider, overall.

    • Anyone can benefit from a training course including a former rider or someone who has taken a hiatus from the sport, someone with a little experience or someone who is joining the ranks for the very first time.
    • If you are an advanced rider, refresher courses will keep your skills sharp and education up to speed.
    • To find a training course near you, contact The Motorcycle Safety Foundation (MSF). Call (800) 446-9227 for a RiderCourse nearest you or email MSF@msf-usa.org.

    8) Buy a bike that you are equipped to handle. Motorcycles are powerful, fast and high performing vehicles and you need to be able to operate, control and maneuver it.

    • Once you have made the decision to start riding, the next step is to purchase a bike suitable for you and your needs.
    • The fit of the bike is extremely important. When you are seated, you should be able to rest both feet flat on the ground. The handlebars and controls should be easy to reach. Select a make and model that you can get on and off of easily. If the bike feels too heavy or uncomfortable, it’s not to right one for you.

    9) Don’t drink or do drugs when riding a motorcycle. Just like operating any vehicle, drunk or intoxicated motorcycle riding is illegal and dangerous.

    • When you’re riding a motorcycle, you are required and often forced to react quickly and make decisions under pressure. It is essential to be clear and level headed to navigate with confidence, precision and safety.
    • Alcohol and drug use can slow your reaction time, influence you to operate recklessly, give you a false sense of fearlessness and give you poor judgement.
    • Avoiding accidents are challenging enough as it is, so remaining sober while driving is crucial to you and everyone else on the roads.
    • Remember, motorcycles don’t provide as much protection to the rider as do other forms of transportation, so crashes involving alcohol or substance abuse are significantly more likely to result in death or serious injury.

    10) Don’t speed! The urge to drive faster than the posted speed is very tempting on a motorcycle. The rush of adrenaline makes it increasingly difficult to resist testing the limits and pushing the envelope.

    • Close to half of the accidents involving a single motorcycle are caused by speeding or impaired operation. That’s a high number of avoidable collisions that can be reduced with obeying the speed limits.
    • Being on two wheels can be more dangerous than four and requires attentiveness to safety precautions and the law.

    The Team at Schulze Law sincerely hopes you stay safe and enjoy yourself when operating your motorcycle. Unfortunately, we know that regardless of how many precautions you take, accidents can still occur. If you’re injured in a motorcycle accident, the attorneys and staff of Schulze Law will ensure that you receive justice as the injured rider. Marc Schulze is personally invested in protecting you as a motorcyclist, as he is a rider himself.

    CALL NOW: 857-300-5300 Emergency After Hours Number: 800-894-9267 XLAW1 (5291) for your free legal consultation.

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